Inhance is an independent, trilingual broker: we compare ACA/Obamacare health and life plans from the top U.S. carriers and check the subsidies you may qualify for — in your language, 24/7. Many options don't require a green card.
24h
support in your language
No green card?
you may still have options
$0
subsidized plans can cost nothing
We compare plans from the largest insurance carriers in the United States
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Licensed insurance brokerNPN 22126244License G316015Serving all of the U.S.Life insurance with an ITIN, no SSN
Our products
Individual and family plans with the leading U.S. carriers — including a subsidy check that can lower (or zero out) your monthly cost.
Income protection for the people who depend on you — with coverage built for your stage of life and premiums that fit your budget.
How it works
01
8 quick questions — about 2 minutes. Family, region, status, budget.
02
We review plans from the country's leading carriers, all at once.
03
Many people qualify for government discounts without knowing it. We check.
04
We walk you through your options in plain language and stay with you after — 24/7, in your language.
About Inhance
Every family has a story — immigration status, budget, kids, plans for the future. Inhance Insurance and Health Services listens to yours before talking insurance: individual, family, student or professional, the plan adapts to your profile, not the other way around.
For U.S. residents with lawful immigration status.
Support in Portuguese, English and Spanish, with professional expertise across many fields.
Close attention in your language, any hour — no call-center queue.
The plan is built around your profile and your budget — not the other way around.
FAQ
It depends a lot on your profile — region, age, family size. Some subsidized plans cost nothing at all. Fill out the free analysis and we'll give you a real number, no guesswork.
Keeping it may make sense. The right question is: does it cover your family too, or just you? Comparing the cost of adding dependents often reveals much better options on the market.
Not at all — that's what we're here for. We explain everything in plain language and build the plan for you. You don't need to understand insurance, just tell us a bit about your situation.
Of course you can. The difference: we access plans from several carriers at once and also check subsidy eligibility — a benefit many people lose simply because they don't know they qualify.
In many cases, yes — some options don't depend on a green card. We need to know your current status to confirm eligibility; it's one of the questions in the free analysis.
Yes. Our help is free because the carriers pay us, not you — and you pay the same plan price you'd pay on your own. The quote and profile analysis come with zero commitment: you get the options, understand the differences, and decide at your own pace.
Obamacare — the Affordable Care Act (ACA) — is the marketplace where most individual and family health plans are sold, often with government subsidies that lower your monthly cost. The rules changed in 2025, so eligibility depends on your profile. We check, for free, what you qualify for today.
According to HealthCare.gov, using Marketplace subsidies (premium tax credits) is not part of a public-charge determination and does not affect your green card or path to citizenship. This is general information, not legal advice — we're happy to talk through your situation.
8 questions, about 2 minutes. A trilingual specialist reviews your profile and comes back with real options — free, no commitment.
24/7 support · Português · English · Español
